I lent $500,000 for earnest money down on a 400-unit Tampa multi-family. The lender borrowed the money which was put in escrow with a mutual pre-signed release, meaning that the money was never at risk of going hard as earnest money down. 45 days later the money was automatically released. We funded escrow with the additional profit which was $150,000 for a return of $650,000 dollars in 45 days.